While many of us have become increasingly dependent on our digital smart speaker devices like Amazon's Echo and Google Assistant to play our favorite music, create our shopping lists and basically be at our beck and call, there have been questions about just how much these devices actually "hear" and who may be listening.
There are a seemingly endless number of online dating sites to help people find the loves of their lives -- or just someone with whom to connect. Unfortunately, however, the people you meet online aren't always what they seem. So-called "romance scams" are more prevalent than any other kind of consumer fraud by a wide margin -- and they're becoming more common.
It seems like there are potential scams almost everywhere you turn. People are always looking for ways to make money and take advantage of others in ways that are illegal.
Consumers face a battery of different scams and unethical behaviors. Some have been around for decades or even centuries. Others have sprung up with the growth of the internet. Either way, it is important for consumers to know what these scams look like and what to watch out for.
A bait and switch is essentially when a company advertises one product to get you into the store but then tries to sell you another product at a higher price. However, simply trying to convince you to buy something that costs more money is not a bait and switch. You must have no other choice.
Cars break down. It's just an unfortunate reality. However, that does not mean you simply have to accept that this product you purchased -- the most expensive thing many people will ever buy outright -- is going to fail. If it is bad enough, you may have a lemon.
A federal consumer protection agency has made it known that it could very well reduce its efforts to protect members of the military from lenders who operate using predatory practices. In response to this news, some 49 senators have signed a letter that requests the Consumer Financial Protection Bureau continue to protect the troops that protect the citizens of the United States.
Everyone is a consumer. It's a fact of life that cannot be avoided. Even when you put gas in your car or truck, you are considered a consumer. Anytime you buy anything, you are labeled a consumer. Consumers can also be victims. Thieves prey on consumers in stores and on the internet. Here are some tips for protecting yourself as a consumer in O'Fallon.
Consumers are constantly being bombarded with scams and other poor business practices everywhere they turn. This is not how the business world should act. That's where the Bureau of Consumer Protection comes into play. This agency operates under the realm of the Federal Trade Commission (FTC) to help protect consumers from poor business practices, scams, and unethical actions.